Western National Mutual Insurance Company is a private mutual insurer in Minnesota with over 115 years of experience. Auto/Car, Homeowners, Business, Worker Compensation Insurance. Bonds and commercial auto insurance, including tow truck & recovery, car carriers, wreckers, rubbish haulers, and garbage/rubbish trucks. Western National Insurance seems like that have been around forever. Staring as a St. Paul, Minnesota-based insurance company for creameries and cheese factories, has now grown into a super-regional insurance company.