Selective Insurance Group, Inc. is a holding company for seven property and casualty insurance companies rated “A+” (Superior) by A.M. Best. Through independent agents, the insurance companies offer primary and alternative market insurance for commercial and personal risks and flood insurance underwritten by the National Flood Insurance Program. Offering many products in Minnesota, including car, home, business, contractors, and small businesses. Minnesota Workers’ compensation insurance and MN commercial auto insurance. Commercial insurance is 78% of what Selective does very well, followed by 13% personal lines and 9% excess and surplus.