PROTECTING YOUR CONTRACTING BUSINESS – WHAT IS CONTRACTOR INSURANCE?
Contractors in Minnesota need protection against numerous things. Contractors insurance (general liability insurance) is the core coverage your contracting business would buy. But in general terms, contractor’s insurance can also mean coverage for tools and equipment, commercial auto insurance, workers comp insurance, builders risk insurance and even bonds. Start with a general liability insurance policy, then as general contractors ask or the need arises, add the rest.
The right insurance broker is also one of key ingredients in helping you secure the right protection, at the right price. Our local Minnesota independent insurance agency has specialized in contractor’s insurance since 2004. We are not your average insurance agency or agents; we speak contractor’s insurance.
WHAT IS CONTRACTORS GENERAL LIABILITY INSURANCE?
General liability for Minnesota contractors is bodily injury and property damage coverage. The bodily injury and property damage are normally combined into one number or single limit. The policy comes with liability limits like $500,000/1,000,000 & $1,000,000/$2,000,000. The first number is the amount the insurance company will pay for any one claim. The second number is the aggregate limit or maximum the company will pay in one policy year. There can also be a property damage deductible of typically $500, $1,000 or $2,500. This should also be considered when comparing contractor insurance policies.
WE PROTECT ALL TYPES OF CONTRACTORS
Look at some of our favorite classifications:
- Plumbers / Plumbing
- Carpenters / Carpentry
- Drywall Contractors
- Electrician – Electrical Contractor
- General Contractors
- Roofing – Residential/Commercial
- Painters – Interior/Exterior
- Remodeling Contractors
- Heating and Air Conditioning – HVAC
- Janitorial – Cleaning
- Floor Covering / Carpet Installation
- Home Builders
- Masonry & Concrete
- Landscaping & Lawn Care
DO YOU NEED A CERTIFICATE OF INSURANCE FOR YOUR MINNESOTA CONTRACTORS LICENSE?
Our local Minnesota insurance agency does hundreds of insurance certificates for the Minnesota Department of Labor and Industry each year. We know exactly what you need to meet the requirements and submit your application successfully. If you have questions, you can contact http://www.dli.mn.gov/business or give us a call at 952-469-0425.
Some other types of business insurance we offer are, general liability insurance, commercial auto insurance, workers compensation insurance, restaurant insurance, business owners policy, tow truck insurance, liquor liability insurance and bonds. We also offer personal insurance, car insurance, homeowners insurance, boat insurance, motorcycle insurance, life insurance.
WE CAN PROTECT YOUR CONTRACTING BUSINESS – IT’S AS SIMPLE AS 1-2-3!
We make getting contractors insurance in Minnesota so easy. Working with contractors statewide, we have it down to a science!
1. Get a quote!
We are passionate in giving you the best insurance deal, the first time. Let us shop multiple insurance companies, saving you both time and money. We will deliver comprehensive coverage, at a price that is soft on the budget. Plus, our experienced contractor insurance agents will help answer your questions. Answers to insurance questions are always free!
Complete our “Quick Quote” form and an experienced licensed insurance agent be in touch and working on your quote immediately.
3. Relax, we have you covered!
Rest assured that you have made a quality informed decision and have the proper contractor insurance protection, at the right price. Now you can get back to what you do best.
2. Get insured, today!
Yes, sign me up! We will send you the contractor insurance papers to sign electronically on your smart phone or computer. Click, click, click, they come back to us automatically with no printing, faxing or scanning required. It’s super easy.
Your payment is handled the old fashion way, by phone. Some things are just better like that. Our insurance companies have flexible payment plans.
PROTECT YOUR BUSINESS NOW!
Our primary main goal at Insuring Minnesota is to make sure you have the right coverage for your Minnesota contracting business. Then, we will save you money by shopping multiple carriers. Insurance companies are not created equal.
Years of experience handling various types of contractor’s insurance and situations make us experts. Having an expert on your side really makes a difference. We have seen everything at least once. Certificates of insurance are delivered within minutes in most cases. Give us a try, you won’t be disappointed.
You worked hard to create your contracting business and need to focus on that continued success. We are the solution to your insurance needs. Helpful, honest, knowledgeable and professional, that’s how we roll.
It’s time to get your Minnesota Contractors Insurance Quote. Low cost insurance is just a click away!