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Minnesota Business Owners Policy (BOP)
Business Owner’s Insurance Policy
Running a small business involves a significant investment in time, energy, and money. A Minnesota business owners policy protects your investment by minimizing financial risks associated with unexpected events such as a lawsuit, a partner’s death, an injured employee, or a natural disaster. Minnesota business insurance is generally not required by law; however, it is common practice to purchase enough insurance to cover your assets and hard work. Whether your business is an LLC, a corporation, or sole proprietor, you need general liability insurance, which covers your business from bodily injury, property damage, and third-party claims. Purchase a Minnesota business owner’s policy from Insuring Minnesota, 952-469-0425.
A Minnesota business owner’s policy will combine property, liability, business interruption coverage, and more in one easy policy for small to medium-sized businesses. By bundling these coverage’s together, you will generally see a discount on your premium. Also, because only certain types of businesses qualify, the rates are generally lower.
Business owners insurance can offer you complete coverage for your medium to small businesses – best suited for companies with less than 100 employees and less than $5 million in revenue. A business owner’s policy, also known as BOP insurance, combines several insurance types into one cost-savings bundle. With completely customizable coverage options, we can fit the package to your specific needs.
With a business owner’s policy, your Minnesota small business can get property insurance, liability insurance, and additional protection all in one place. Small business owners insurance coverage can protect you from:
- Property claims
- Equipment breakdown
- Income loss
- Bodily injury claims
- Products, operations, and completed operations claims
- Fire legal liability claims
- Premises liability claims
Supplemental coverages are also available. Call Insuring Minnesota, 952-469-0425, and talk to a licensed agent to discuss specifics of your business.