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We want to be your new business insurance agency

You want a team of dedicated insurance professionals that aggressively markets your Minnesota business insurance. Quotes from top rated carriers and excellent communication. Welcome to Insurance Minnesota!

Car and Homeowners Insurance –
Quotes!

Having a choice is key to finding affordable auto and home owners in Minnesota. Simply provide your information once, we will put it into our comparative rater. We then compare 30 car and home insurance companies all at once.

Finding you the best value on your Minnesota insurance

Your time is precious, let us quote multiple top-rated insurance carriers for you. We work with many of the big names companies like Progressive, AAA, Travelers, Cincinnati, AM Trust & Auto Owners. But, also smaller insurance companies like North Star Mutual, RAM, Main Street America, Employers, Acuity & Western National Mutual Insurance. Using these companies and more, we will save you both time and money.

Request a quote online or speak to one of our insurance agents now… dial

insuring-minnesota-insurance
24 hour turn-around on internet quote requests

Deep savings on Minnesota business insurance!

Our agency has top general contractors insurance & roofing insurance markets

If you are looking for a quote on general contractors insurance or roofing insurance in Minnesota, today is your lucky day!  We have a direct program with an aggressive appetite for general contractors and roofing liability insurance.  Minnesota business insurance quotes are delivered fast and have the coverage’s your Minnesota company needs.  Low cost insurance for your roofing company.   General contractors in Minnesota, your quote is just a click away!  Engage us now.

Please take a minute to watch our video.


google starsfrom 64 Clients on Google Insuring Minnesota scored: 4.9 / 5

Frequently Asked Question

Accidents can happen. You don’t need that hurting or closing your business you worked so hard to create. The core or first policy most Minnesota business would buy is general liability insurance. This covers bodily injury and property damage claims. If you have employees, workers compensation insurance is required by law in Minnesota. It’s a good thing and stops the employer from being sued outside of the workers compensation guidelines. Businesses also may need commercial auto insurance, depending on their needs.
Business insurance can be rated several different ways. The two most common are annual payroll and annual gross sales. Then depending on the classification, the rate is calculated. Roofers will pay more than janitorial. General contractors will pay more than independent sub-contractors. The more chance of loss, the higher the rate.
The cost of business insurance can vary depending on your needs and what you do. These days, most general liability insurance policies start around $500.00 per year. Commercial auto insurance starts at $400.00 per year and workers compensation $225.00 per year. Then depending on gross sales, payroll and other factors, the rates vary. We happen to shop multiple companies to find you the lowest cost and the best protection for your needs.
You can buy your Minnesota business insurance from us! We handle over 30 different brands and shop for the best value. Give us your information once, then we will work our magic. We know business insurance and want to help you. Let us protect you now.

John Hutchinson, RE/MAX RESULTS, Apple Valley, MN

“I highly recommend Rick McIntosh for all of your insurance needs. He’s very responsive and takes care of any question, concern or claim promptly and professionally. Rick saved me a significant amount in premiums and made the process of switching insurance companies simple and hassle free.”

4.0
2019-07-15T12:51:43+00:00
“I highly recommend Rick McIntosh for all of your insurance needs. He’s very responsive and takes care of any question, concern or claim promptly and professionally. Rick saved me a significant amount in premiums and made the process of switching insurance companies simple and hassle free.”

Lenny Hall, Farmington, MN

“Rick has been my insurance agent for several years. He insures my car, motorcycle and my home and is more then just helpful. He always lets me know when there is a better price for coverage which means a lot in these hard times. I can think of no reason I would switch insurance providers as long as Rick is my agent. Thanx Rick.”

5.0
2019-07-15T12:56:25+00:00
“Rick has been my insurance agent for several years. He insures my car, motorcycle and my home and is more then just helpful. He always lets me know when there is a better price for coverage which means a lot in these hard times. I can think of no reason I would switch insurance providers as long as Rick is my agent. Thanx Rick.”

Chris DeVoto, Elko New Market, MN

“Hey Rick: I would like to say thanks for being the best insurance agent a guy could have. I have no idea what amount of money you may have saved me since I started buying my insurance from you many years ago. Because I have had a few claims over the years, I am probably not your best customer. You always handled those situations in a very professional and nonjudgmental manner. The rates never seemed to go up because of those claims and I have recommended you to many friends and family members. You cover my house, my truck, my cars and my motorcycles. You cover my mom’s house and my brothers’ motorcycles. If mom ever buys a bike, I will have her give you a call. Your card is right here in my wallet for the next time I hear someone say they need insurance. Thanks to you and thanks to Insuring Minnesota for many years of great service.”
5.0
2019-06-28T15:45:06+00:00
“Hey Rick: I would like to say thanks for being the best insurance agent a guy could have. I have no idea what amount of money you may have saved me since I started buying my insurance from you many years ago. Because I have had a few claims over the years, I am probably not your best customer. You always handled those situations in a very professional and nonjudgmental manner. The rates never seemed to go up because of those claims and I have recommended you to many friends and family members. You cover my house, my truck, my cars and my motorcycles. You cover my mom’s house and my brothers’ motorcycles. If mom ever buys a bike, I will have her give you a call. Your card is right here in my wallet for the next time I hear someone say they need insurance. Thanks to you and thanks to Insuring Minnesota for many years of great service.”

Tim W., Aspire Construction, LLC

“Insuring Minnesota has been helpful and easy to work with. From getting us liability and auto coverage as a new construction company, to sorting through the tangles with generals, Rick McIntosh been helpful and responsive.”
5.0
2019-07-15T12:59:47+00:00
“Insuring Minnesota has been helpful and easy to work with. From getting us liability and auto coverage as a new construction company, to sorting through the tangles with generals, Rick McIntosh been helpful and responsive.”

Lew and Sheryl Williams, Welch, MN

“Rick McIntosh has been our “insurance guy” for the last 17 years. Rick has assisted with all of our various ventures over the years, including automotive, residential (including mobile home and construction insurance), as well as tending to our business and agribusiness insurance needs. He is now the “insurance guy” for our grown children. Rick is extremely responsive, thoroughly researches alternatives, and makes prudent recommendations.”
4.0
2019-07-02T05:20:46+00:00
“Rick McIntosh has been our “insurance guy” for the last 17 years. Rick has assisted with all of our various ventures over the years, including automotive, residential (including mobile home and construction insurance), as well as tending to our business and agribusiness insurance needs. He is now the “insurance guy” for our grown children. Rick is extremely responsive, thoroughly researches alternatives, and makes prudent recommendations.”

Brian Campbell, Hibbing, MN

“Hey Rick, just a quick note to say thank you for the many years of fantastic service. I think it’s been 17 or more now, hard to remember that far back. You have always been there to help when needed and always have my best interest in mind. I recall the time you called me out of the blue to let me know that while looking over my coverage’s you were able to get me a significant discount due to some of the “fun” I had as a young man had fallen off the radar so to speak. As I boldly take that next step, owning my own home, and the question of insurance was raised… without question you got the call. As I worked to get the financing done and hoping for a quick close you provided the final piece required, quickly and efficient as always. Many Thanks From Your Friend,”

5.0
2019-07-15T13:26:32+00:00
“Hey Rick, just a quick note to say thank you for the many years of fantastic service. I think it’s been 17 or more now, hard to remember that far back. You have always been there to help when needed and always have my best interest in mind. I recall the time you called me out of the blue to let me know that while looking over my coverage’s you were able to get me a significant discount due to some of the “fun” I had as a young man had fallen off the radar so to speak. As I boldly take that next step, owning my own home, and the question of insurance was raised… without question you got the call. As I worked to get the financing done and hoping for a quick close you provided the final piece required, quickly and efficient as always. Many Thanks From Your Friend,”

Neil Schmitz, Woodbury, MN

“I have known Rick McIntosh and he has been my insurance agent since 1999. Rick not only insures both of our automobiles, he also insures my home, my rental property and even my small business! I can always trust in and count on Rick to get me the best price with the best underwriter. He has even at times found me a better price for my premiums without my ever asking him to look! Who doesn’t want to save more money? I know that if I send a quick email with a request or give him a call, I can count on Rick McIntosh to be there and provide me with what I need in an extremely professional and quick manner. From my experiences, I would highly recommend Rick for all your insurance needs.”

4.0
2019-07-15T12:13:17+00:00
“I have known Rick McIntosh and he has been my insurance agent since 1999. Rick not only insures both of our automobiles, he also insures my home, my rental property and even my small business! I can always trust in and count on Rick to get me the best price with the best underwriter. He has even at times found me a better price for my premiums without my ever asking him to look! Who doesn’t want to save more money? I know that if I send a quick email with a request or give him a call, I can count on Rick McIntosh to be there and provide me with what I need in an extremely professional and quick manner. From my experiences, I would highly recommend Rick for all your insurance needs.”
4.6
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Call now for a fast Insurance Quote!